Finance

An index fund is a mutual fund that replicates the portfolio of a particular market index. The funds are also known as index-tracked or index-tied mutual funds. As the name suggests, the performance of the scheme is in tandem with the…

There is no better alternative than taking out a personal loan to cover specific personal needs. Consumers can get a fixed quantity of money for a specified amount of time at a fixed rate of interest using personal loans. While personal…

As we age, the prospect of long-term care becomes an important consideration in our financial planning. The costs associated with healthcare and assistance later in life can be substantial, making it essential to proactively…

Nobody likes to retire as we all want to be young and growing till our last breath. It sounds good, isn’t it? But we all imagine the above statement despite knowing that we have to give up our favorite careers at some point in time. Even if…

ULIPs have been acquiring a lot of prevalence among investors over the past few years. Many investors have shown a keen interest in ULIP schemes in anticipation of higher returns in the future. Wondering what ULIP means? Here’s a quick…

A personal loan is a collateral free loan that is offered for personal use. Be it medical, travel, education, wedding, etc., it is a multipurpose loan. Based on an individual's CIBIL score and repayment capacity, a loanable amount is…

Japan has had a complicated relationship with ESG (environmental, social, and corporate governance) for years now. But as the changing climate is striking the country more and more often nowadays, it has been a matter of time when Japanese…

One of the most common reasons for home loan application rejections is incomplete documents. Lenders often complain that home loan borrowers submit incomplete or insufficient documents. It unnecessarily lengthens the loan process and…

We won't ever have to worry about money in a perfect world because we could all afford everything we want. But in the real world, that's not the case, and there are times we need to borrow money from lenders to make ends meet. That's a sad…

Bank failures can be a serious problem for consumers. While there’s no denying that a savings account helps in keeping your money safe, you must not ignore the fact that even banks can collapse. To safeguard yourself and avoid panic in case…